∆ "Instant Approval",“Shopping instantly” or “Shop instantly” refers to the ability to use your new Walmart Rewards Mastercard for purchases on Walmart.ca immediately after your online application approval, via a temporary shopping pass without having to wait for your new Walmart Rewards Mastercard to arrive in the mail. Your temporary shopping pass will automatically appear as a payment option when you checkout and will be valid until 11:59pm Eastern Standard Time (EST) on the date of your approval, and will be limited to an amount as determined by Duo Bank of Canada. Your Walmart Rewards Mastercard application may still be approved without the issuance of a temporary shopping pass. Any purchase(s) made on Walmart.ca using the temporary shopping pass will appear on your first Walmart Rewards Mastercard statement and will require repayment in accordance with the terms of the Walmart Rewards Mastercard Cardholder Agreement.
1Capital One Walmart Rewards Card - Purchase, Quick Cash and Transfer APR: a variable rate of 17.99%, 23.24% or 26.99%, based on your creditworthiness. Cash Advance APR: 26.99% variable. Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer you, none for balances transferred at the Transfer APR. Cash Advance Fee: greater of 3% or $10. Annual Fee: $0.
Never provide personal information in response to an unsolicited request, whether it is over the phone or internet. A trusted company will never ask a customer for highly sensitive information during a call they initiated. A financial institution may ask for the account holder’s partial Social Security Number for verification, but they will never ask for the entire Social Security Number, account number or PIN.
In this scam, the scammer will call a victim and indicate that a loved one is in some sort of trouble (i.e. kidnapped, arrested, etc.). Sometimes, the scammer pretends to be a lawyer or the loved one themselves and asks directly for money. The scammer then instructs the victim to purchase gift cards and give the gift card numbers to the scammer over the phone.
◊ Enrollment in the Balance Protection Plan (BPP) is optional. If you cancel within 30 days, any premiums that have been billed to you will be refunded and your coverage will be void. You may also cancel at any time. The BPP premium (which is calculated at the rate of $0.95 per $100 of your monthly statement balance), plus applicable taxes, will be charged to your Walmart Rewards Mastercard® account, if you have a monthly statement balance of $25 or more at the time your statement prints. BPP is underwritten by The Canada Life Assurance Company. See Balance Protection Plan Disclosures for details.
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