The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

GRAND PRIZE: Potential Grand Prize winners will be notified by the Independent Administrator by email and/or phone on or about May 14, 2020 (the “Notification”). Grand Prize winners must respond to Notification within 5 business days of the Independent Administrator’s first Notification. In the event the Potential Prize Winner fails to respond to the Notification within 5 business days of the Independent Administrator’s first Notification to the potential winner or if it is determined by Sponsor and/or Independent Administrator, in their sole discretion, that a potential Prize Winner is not eligible in accordance with these Official Rules, an alternate Prize Winner will be selected at random from among the remaining non-winning eligible entries received during the Sweepstakes Period. The Potential Grand Prize winner will be required to sign and return (except where prohibited) a notarized Affidavit of Eligibility and Liability/Publicity Release and a W-9 tax form (the “Paperwork”) within ten (10) days of the Notification. If any Grand Prize winner is considered a minor in his/her jurisdiction of residence (but must be over the age of 18), the Paperwork must be completed and signed by his/her parent or legal guardian and such Grand Prize will be delivered to minor’s parent/legal guardian and awarded in the name of parent/legal guardian. After verification of the Affidavit, Grand Prize will be mailed using the United States Postal Service Priority Mail. Potential Grand Prize winner must return the Paperwork within the date and time indicated in the Notification. If the potential Grand Prize winner fails to return the Paperwork within the date and time indicated in the Notification, or is found to be ineligible, or if he/she does not comply with the Official Rules, such potential Grand Prize winner and his/her entry will be disqualified and another potential Grand Prize winner will be selected from the remaining eligible entries received. If the Notification is returned as undeliverable, this will result in disqualification and an alternate Grand Prize winner will be selected from all remaining eligible entries.
Neither Sponsor nor any Sweepstakes Entity is responsible for any entry that is lost, late, illegible, stolen, mutilated, incomplete, invalid, unintelligible, postage-due, misdirected or undeliverable, whether due to system errors, omissions, interruption, deletions, defects, delay in operations or transmissions, theft or destruction or failures, faulty transmissions or other telecommunications malfunctions, human error, entries not received resulting from any hardware or software failures of any kind, lost or unavailable network connections, failed, incomplete or garbled computer or telephone transmissions, typographical or system errors and failures, faulty transmissions, technical malfunctions, or otherwise. Only fully completed entries are eligible. Proof of submission will not be deemed to be proof of receipt by Sponsor or Sweepstakes Entity.
Great day people. You require a few items from Walmart? You require some Free Gift Cards with a specific end goal to get a few items? With the Free Walmart Gift Card Codes Generator, you can have anything you need. Our Free Walmart Gift Card Codes Generator is made in a way that everybody can utilize it. It’s so natural. Download it, see the video and utilize it. It’s all here for FREE.
DISCLAIMER & OFFICIAL RULES: The giveaway product is provided by the sponsor of the giveaway and will be shipped from the sponsor directly. No purchase necessary to enter or win. Giveaway is open to people who are 18 years of age at time of entry and open to people worldwide. Steamy Kitchen and its sponsors only ship physical prizes to United States addresses. However, Steamy Kitchen reserves the right to provide an Amazon.com or Amazon.ca gift card for the value of the prize (at time of publishing) in lieu of shipping physical product due to shipping costs and logistics, especially for our international winners. Steamy Kitchen assumes no responsibility for late or misdirected entries due to SPAM, technological, or e-mail filtering issues or for prizes lost in transit. Winner will be notified by email, and must respond within 5 business days, otherwise winner will forfeit the prize and another winner may be drawn. For this giveaway, entrants can enter the designated number of times per e-mail address per day. The use of any system, robot, agent, or software to automatically submit entries in connection with this Giveaway is prohibited. Winners of giveaways are published on Steamy Kitchen, and winner's name and city/state/country are announced in Steamy Kitchen email newsletters.  See rest of the Official Giveaway Rules.
Limit of one (1) prize per person/household. All prizes are non-transferable or assigned and no substitutions or cash redemptions; except at Sponsor’s sole discretion or as otherwise provided herein. Sponsor will not replace any lost or stolen prizes. In the case of unavailability of any prize, Sponsor reserves the right to substitute a prize of equal or greater value. All Walmart gift card terms and conditions apply to the use of the prizes, and are incorporated herein by reference. Each prize winner is solely responsible for all applicable federal, state and local taxes, including taxes imposed on his/her income. No more than the stated number of prizes set forth in these Official Rules will be awarded. Potential prize winners consent to the use of his/her name, likeness, biographical information, and voice in advertising worldwide without additional compensation (TN residents will not be required to sign a Publicity Release as a condition of winning a prize).
Walmart gift cards are a great way to reward employees, retain customers and attract prospects. Gift cards at Walmart are especially rewarding because they let people choose from our enormous selection of products, and with our Every Day Low Prices, any gift card you buy will offer fantastic value. Recipients can use the cards at any Walmart or Sam’s Club store or online at Walmart.com or Samsclub.com.
SMS related Terms and Conditions: The Capital One SMS messaging program uses three SMS text short codes 227898, 22580 and 227663 for general account servicing text messages. Frequency of text messages may vary. If you text "STOP" to short code 227898, 22580 or 227663 from your mobile device, the command will revoke your consent to receive security alerts, or any additional alerts or communications related to account servicing (although we may send a confirmation of your opt out), but will not revoke any other consent you may have provided us. For support contact 877-860-1250. For more information, text HELP to the relevant short code. Standard Message and Data Rates may apply. T-Mobile® is not liable for delayed or undelivered messages. The following carriers are supported: Verizon Wireless, AT&T, Sprint, T-Mobile® , Boost, Virgin Mobile USA & Metro PCS.
(iv) WRITE-IN:On a postcard or a card that is no smaller than 3 ½ x 5 inches and no larger than 4 ¼ x 6 inches, legibly handwrite your complete name, mailing address, phone number and date of birth and mail with proper postage to: 2020 Walmart Sweepstakes, PO Box 228, Macedon, NY, 14502-0228. All write-in entries must be postmarked by April 30, 2020 and received by May 6, 2020. There is a limit of one (1) write-in entry per envelope/postcard. Each envelope/postcard is considered one (1) entry into the Sweepstakes. Multiple entries submitted or completed by anyone other than the Entrant are void. No mechanical reproductions will be accepted. Write-in entries must contain all entry fields outlined above; otherwise, they are void and will not be eligible to win.
The new program is called 3-2-1 Save and gives all qualifying cardholders a chance to earn rewards on purchases. The breakdown of rewards is simple. You can earn 3% back on online purchases, 2% back when you fill up your tank at Wal-Mart or Murphy USA gas stations and 1% back on anything you buy at Wal-Mart or wherever Wal-Mart credit cards are accepted.
Earn points and get a $5 Walmart Gift Card to reward yourself with retail therapy or buy gifts for your friends, family, and even colleagues for all occasions. It is a one-stop shop where you can get everything at a very nominal price. After all, an occasion is not necessary to give someone a present. Giving may just be for simple reasons of appreciation, recognition or even a "just because" situation.
Once the surveys are complete (if they were offered at all), the consumer is given the opportunity to select their “free” gift, but it will end up costing the consumer a great deal of money in fees, hidden subscriptions, and unwanted products. In addition, at the end of the process there is no guarantee that the consumer will even receive the gift.
If the new rewards program inspires you to apply for a Wal-Mart credit card, you can do so in any of the stores or online. In addition to the savings program, new customers receive 10% off any online or in-store purchases that day, up to $25 in savings, which will be applied as a statement credit. The purchase annual percentage rate for the Wal-Mart credit card is a 23.15% variable APR, and the Wal-Mart MasterCard has three different APRs depending on account type — 17.15%, 20.15% and 23.15% variable APR. (You can see how it stacks up to the winners of our best cash-back credit cards in America ranking here.)

(iv) WRITE-IN:On a postcard or a card that is no smaller than 3 ½ x 5 inches and no larger than 4 ¼ x 6 inches, legibly handwrite your complete name, mailing address, phone number and date of birth and mail with proper postage to: 2020 Walmart Sweepstakes, PO Box 228, Macedon, NY, 14502-0228. All write-in entries must be postmarked by April 30, 2020 and received by May 6, 2020. There is a limit of one (1) write-in entry per envelope/postcard. Each envelope/postcard is considered one (1) entry into the Sweepstakes. Multiple entries submitted or completed by anyone other than the Entrant are void. No mechanical reproductions will be accepted. Write-in entries must contain all entry fields outlined above; otherwise, they are void and will not be eligible to win.


The value associated with the Grand Prize is taxable as income and the Grand Prize winner is solely responsible for any taxes, including, but not limited to all applicable federal, state and local taxes that become due with respect to the value of the Grand Prize. The Sponsor must report the value of the Grand Prize to the Internal Revenue Service in the year the Grand Prize is received by the Grand Prize winner and will be reported to the Grand Prize winner and the Internal Revenue Service in the form of a Form 1099.

A combination of the terms "SMS" and "phishing." It is similar to phishing, but refers to fraudulent messages sent over SMS (text messaging) rather than email. The fraudster may text you saying you’ve won a free gift card. Remember, you can’t win a contest you didn’t enter. Walmart doesn’t notify winners of any contest via text message. Learn more about smishing.
Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.
Mystery shopping, sometimes referred to as secret shopping, is where an individual is hired to “act” like a customer, and evaluate services at a business. Walmart does NOT utilize these services or hire associates to perform services on behalf of other retailers or companies. However, scammers take advantage of these types of programs by sending fraudulent solicitations via mail, text, or email to entice consumers to evaluate the retail experience. Often times these offers of employment are accompanied by a fake check made out for a large amount of money or otherwise offer immediate employment with a good salary and minimal effort required.
Walmart offers a survey, located at survey.walmart.com, from invitations appearing on receipts in our stores. Customers are offered entry to the survey through register receipts or emails from our survey team, and the survey can only be completed online. The survey participants may choose to enter a sweepstakes which offers five winners a $1,000 gift card every 3 months, and 750 winners a $100 gift card. Winners are notified via phone and certified mail. Gift cards are not given away through Twitter, Facebook, or text message. If you receive a notice through one of these channels, it is likely a scam. Do not click on any links in these messages.
A combination of the terms "SMS" and "phishing." It is similar to phishing, but refers to fraudulent messages sent over SMS (text messaging) rather than email. The fraudster may text you saying you’ve won a free gift card. Remember, you can’t win a contest you didn’t enter. Walmart doesn’t notify winners of any contest via text message. Learn more about smishing.
(ii) SURVEY INVITE:Entrants making a purchase (of any amount) at Walmart.com, Walmart.com/grocery, and any Walmart mobile websites between the Sweepstakes Period and are the recipient of a survey invitation via e-mail (the “Invitation”) must visit the unique survey URL (the “Survey Website”) found within the Invitation to complete the survey. The survey must be completed in its entirety by submitting all answers to the survey questions. Upon completing the survey, click the “Submit” button. Upon clicking the “Submit” button, Entrant may be prompted to complete the entry form in its entirety to include first name, last name, street address, city, state, zip, phone number and email address (if available) and click “Continue”. If prompted, Entry form must be completed in order to be eligible to win. Then, complete the check boxes and click “Submit” to receive one (1) entry into the Sweepstakes. The survey must be completed within one (1) week from the Invitation date and by 11:59:59pm CT on April 30, 2020 if the Invitation date is April 25, 2020 or later.

‡ Enrollment in the Extended Warranty Plan (EWP) is optional. If you cancel within 30 days, any warranty fees that have been billed to you will be refunded and your coverage will be void. You may also cancel at any time. EWP is only available in the provinces or territories of Alberta, Manitoba, Ontario, Prince Edward Island, Northwest Territories and Nunavut. The EWP warranty fee (which is $3.99 a month), plus applicable taxes, will be charged to your Walmart Rewards Mastercard account, if you have a monthly statement balance of $25 or more at the time your statement prints. EWP is provided and administered by Asurion Consumer Solutions of Canada Corp. EWP is not an insurance product and is not underwritten by an insurance company. See Extended Warranty Plan Disclosures for details.


Ibotta is an extremely popular cashback app. With Ibotta you can easily save money at Walmart, Target, Lowe’s, Home Depot, grocery stores and more. Ibotta has cashback offers on different products at many retailers and e-commerce websites. You can claim the offers that you want, and then either scan your receipt or link the app to your loyalty cards. Ibotta is a great way to save money and earn cashback rewards.
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